Creating an Online Travel Journal

Because of how technology has developed through the years, it has already helped a lot of people to really capture and record all the places they have been to using the internet as his/her primary medium. This is primarily the reason why it is very important for you to choose the appropriate online travel journal provider for your preferences and needs, which is why this article will give you some tips on the specific things that you can look for.

To make the decision easier for you, it is advisable that you directly look at the features that each online travel journal provider will be able to give you. Some of the features that should always be given to you by an online travel journal provider are the following: it should be able to let you enjoy a free account with them; their service or site must always be available for access by just having an internet connection wherever you are in the entire world; the journal should be very easy to use and should not require you to have any skills related to programming or coding; a good journal provider always allows their users to upload pictures that they can share to other people, the pictures should also be in a compressed format; and most importantly, you should be given the liberty to make your journal entries private whenever you want to since it is your journal after all.

In addition to the must-have features in an online travel journal provider, there are also some features that you can look for in these providers that can even be the deciding factors for coming up with a decision much easier. If you want a provider that will give you the freedom to upload as many photos as you want, there are those that you can find through the internet. There are also some providers that will allow you to upload as many videos as you want, anytime you need to. Another feature that some of these providers allow their users to do is to update their journals using their mobile phones; this is a very convenient feature considering that you are always traveling anywhere.

Depending on what you want and need in your journal provider, you will surely be able to find one that will suite your preferences as long as you take your time in choosing.

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Enjoy Your Vacation With Online Travel Deals

This article describes the benefits of availing the best travel deals online. Continue reading to get more information on travel packages and how they can help to make your vacation enjoyable.

Benefits of Tour Packages

Why does one travel or take vacations? Keeping aside professional and study trips, travelling is mostly done for relaxing and recreation, whether alone or with a group. That is why it does not make sense that you work yourself up in the process of finding the most economical flight, the appropriate accommodation, and finding the best places to eat and drink at your destination.

You should rather go for tour packages. All good travel agencies offer such deals that take care of all the necessary things from booking to dining. The internet has made the task easier as you can now avail the best travel deals without visiting an agency.

In the following paragraphs, you will learn how the internet helps you search for good travel packages and how you can avoid fraudulent companies.

Travel Websites

Many travel agencies have an official websites. However, there many websites that are not affiliated with travel companies, yet they provide information on airlines, major destinations, and tourism in general. Sometimes there are discussion forums on these sites as well, where you can find first hand reviews of tour packages.

Social Media

For regular updates, you can join pages of famous travel companies on social networking websites. You can even type in your questions and you will be answered almost immediately since these websites have an active presence.

Tours & Travel Newsletters and Magazines

Newsletters are an offline method of acquiring information, but printed information is usually considered authentic (unless you are visiting a reputable website). However, most magazines have their online editions as well so can get the same print information on your PC/tablet. This is yet another way of finding good travel packages.

Avoiding Fake Agents

Every service has fake counterparts, and there are a lot of fraudulent travel agents out there in the market and even online. However, you can detect authentic agents from fake ones as the latter have some observable traits.

Fake agents will usually provide offers that are too good be true, where the word “free” will be used frequently. These are just scams for luring customers into providing their credit card numbers that will ultimately be misused.

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Impact of Cloud Computing on Travel Industry

Introduction

The last decade has seen major changes in the travel distribution landscape. First, it was the Internet that started a revolution and forever changed how the travel industry operates. This online boom followed by subsequent economic slowdown has created new dynamics in travel distribution. The proliferation of smart phones and social media has resulted in further creating both chaos as well as new opportunities. While opening up new avenues for growth, these developments have also created new operational challenges.

Challenges faced by travel distribution industry

Dynamic Demand

One key nature of the travel industry is that the demand for travel is highly seasonal and cyclic. This creates a challenge for any operations manager in terms of capacity planning and right sizing of the IT support infrastructure. Planning for peak size can result in underutilization and lead to higher marginal cost. On the other hand, not planning for peak load runs the risk of lost transaction opportunities, unsatisfied customers and finally business losses. This is one of the primary reasons why most travel distribution players end up having higher IT infrastructure cost and lower operating margins.

Increased Search Volume

Increased number of travel portals along with a changing pattern of travel booking behavior of the travelers, has resulted in a huge surge in ‘look to book’ ratio. This increased number of availability request per booking now runs into thousands from a mere single digit number few years back, putting an enormous pressure on existing IT infrastructure. According to Pegasus Solutions, global processor of hotel transactions through the GDS and ADS channels, the look-to-book ratio soared to around +60% over 2009 levels and is expected to rise further. Today’s common look-to-book ratio is almost at a 2,500 -3,000 to 1, -primarily due to growth of online reservation and the changing consumer behavior who is now looking ‘value for money’ deals. For this, travel shoppers use multiple avenues such as search engines, referral sites, websites, mobile applications, and social media.

Business Disruptions

Just prior to the recession, online travel booking soared to all time highs attracting further investments in IT infrastructure in demand anticipation. However, discretionary travel was one of the first spends that was cut down during the slowdown. This caused a severe strain on financials and travel companies had to rethink their models yet again.

Increase in number of sales channels

Popularity of smart phones has persuaded travel players to embrace mobility as a medium to manage bookings and provide other experiences to increase customer stickiness. At the same time, social media sites have also become very popular and travel portals are trying to utilize this trend by integrating different social media components with their sites. Of course, more number of channels also increases complexities in product management.

Cloud computing from a travel distribution perspective

The Cloud helps enterprises to have a dynamically scalable abstracted computing infrastructure that is available on-demand and on a pay-per-use basis. This model not only saves the IT teams from investing heavily on infrastructure, but also shields them from the intricacies involved in infrastructure setup and management. Presently, apart from providing the on-demand IT infrastructure, cloud service providers typically provide interfaces for other related IT management services. To understand the application of Cloud computing to the travel industry, availability searching or shopping is probably the best example; it is by and large the biggest resource consumer in a typical travel process. In today’s circumstances, travel enterprises who run their entire travel application on a single infrastructure platform put unnecessary stress on operational budgets. One of the probable solutions to this problem is to decouple the availability search functionality from the traditional CRS system transfer it on an infrastructure that can support flexible demand. At the onset, it seems to be a complex and upheaval task, as it creates operational challenges such as latency. However, these challenges can be handled through a cloud based solution which offers higher scalability by using modern architecture patterns. On the other hand, mobility is witnessing an unprecedented growth in demand – this is another area where a cloud strategy can bring in competitive advantages for travel organizations. The key challenges that travel enterprises are facing today regarding mobile and social media channels are manifold, viz.,

With the advancements of mobile devices such as iPhone, iPad, Android, Symbian, and Blackberry, travel enterprises need to invest in leveraging these to further their distribution and fulfillment channels.
Mobility, being a rapidly evolving technology, is difficult to predict in terms of short term as well as long term demand. Due to this, travel enterprises are facing a challenge in scoping the required infrastructure for supporting mobility channel.
Travel enterprises need to create a business model to measure increase in revenue and profit against the costs incurred on mobility & social media investments.
Cloud based flexible and on-demand infrastructure enables a travel enterprise to offer mobility and social media channels without incurring any fixed cost. Using a cloud infrastructure, a travel enterprise can start in a small way and grow into these evolving markets with a lower risk and financial strain.

Key concerns in adopting cloud based system

Availability of a Service

Organizations worry about whether utility computing services will have adequate availability, and this makes them wary of Cloud Computing. But in reality, cloud infrastructure providers such as Amazon and Google have much lower outage compared to any internal IT system.

Data lock-in

The primary way to access the cloud platforms is through proprietary APIs. Thus, enterprises feel that they cannot easily extract their data and programs from one site to run on another. But in reality, all major service providers have an obligation in their contract to return the data to the enterprise. These service providers also have data access APIs that can be used to extract data in standard formats.

Data Confidentiality and Statutory Requirements

Many enterprises believe that their data will not be secure in the cloud, since current cloud offerings are essentially public networks. However in reality most of these cloud service providers have better data protection and security mechanism than most IT organizations. They achieve this through the usage of audit trail, encrypted storage, and network middle-boxes. Service providers also comply with various statutory and audit requirements related to enterprise and personal data security and usage.

Integration with external systems

Since travel distribution systems interact with multiple external applications, travel enterprises always have a concern about integrating the cloud based system with other external systems. However, all major cloud service providers have web service interfaces that can be utilized to integrate the cloud based system with other external systems.

Solution for the ‘long tail’

As we know, the travel industry comprises of many small to mid-sized companies. A large majority of which are very entrepreneurial and niche in terms of the products and services they offer. Companies in this ‘long tail’ have little or limited IT knowledge or support and rely on numerous third parties for IT. Such companies always find it difficult to balance their IT spending between IT upgrades and innovating on their solutions, and this tends to become a barrier for business growth. Even today, many small time travel enterprises do not even have an IT system, because they cannot afford to setup an IT operation in-house. Economics of Cloud environment can change this basic premise and make it both affordable and beneficial for travel enterprises of any size who can use this service to derive a competitive advantage. Such an environment brings tremendous advantages to such companies because it also helps them to manage their cash flow better. At the other end of the horizon, start-ups are finding it easier to build and offer products like CRSs, tour operating systems, distribution systems or basic inventory systems on a SaaS model, which is a stronger value proposition and provides a competitive edge to their offerings.

Business outcomes of using cloud based systems

From the above discussion we can conclude that travel enterprise can achieve business growth by leveraging the power of cloud computing:

A cloud-based solution reduces the total cost of IT ownership for the travel enterprises and offers performance, reliability, security, and flexible scalability advantages
Travel enterprises are able to increase customer base due to higher availability, low congestion, and additional sales channels
Competitive advantage to the small and mid-sized enterprise in the form of lower fixed or upfront capital cost
Improved operational efficiency due to low marginal cost
Ability to manage risks better by reducing fixed investment on any new initiative

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Travel Insurance Options for Traveling Abroad

Travel insurance is just one of things that are necessary when traveling abroad. Travel insurance can be a very practical solution to providing protection for unexpected emergencies while traveling. This type of insurance protects your investment and allows individuals to travel with peace of mind. There are several options available for going abroad depending on the length and type of trip. Travelers can easily compare plans from leading providers, receive quotes and purchase a plan instantly. Travel insurance can insure against unexpected illness, injury, employment loss, luggage loss and more.

It can provide coverage for Trip Cancellation and Trip Interruption. This insurance provides coverage due to unforeseen illnesses or death. Pre-departure trip cancellation insurance provides protection in the event of the traveler having to cancel flight or hotel reservations due to an immediate member of the family’s death or illness or other covered events. Trip interruption insurance provides benefits if the traveler is unable to continue the covered trip after departure due to covered events. As an option, there are companies that also provide policies that cover cancellation for any reason.

Another option available for travelers insurance is for medical emergencies. This type is beneficial particularly when visiting abroad. Insurance for medical emergencies will provide coverage for doctor visits, medication and even evacuation for medical emergencies. This is particularly important for individuals with chronic conditions or those traveling to underdeveloped countries. Travelers may also have the option of insurance that will provide coverage for tickets that are not refundable and the trip has to be cancelled. Some insurance will even cover missed flights, which can be, a life saver due to delays and overcrowding.

Baggage protection is another type of insurance available. This type of insurance covers direct loss, theft, and damage of your luggage during the covered trip. Travel Accident Protection is another insurance choice that is available. This type of insurance provides coverage for accidental death and dismemberment. This type of insurance provides protection if the traveler is injured in an accident and suffer a loss while covered under this type of plan. A comprehensive travel insurance plan is a great option and a very popular choice for vacationing abroad. This option can provide a wide range of insurance coverage and may even allow travelers to choose what options to incorporate which is why it such a popular choice.

There are several types of companies that offer insurance for travelers. Most travelers prefer to purchase this insurance directly from travel insurance agencies or companies. It is also offered by most companies that offer tours as they generally offer insurance to their clients. Major cruise lines as well offer the option to purchase travel insurance. Cruise line operators usually offer a host of plans to travelers when they schedule a cruise. Travelers can purchase insurance from a travel agent which is very convenient to purchase travel and insurance in one place.

Once you think about the high price of travel and the low price of insurance, this type of insurance is a very reasonable investment. There are plenty of things to worry about when traveling but by protecting your vacation plans with affordable traveling insurance, unforeseen events do not have to be one of them. Since it is not possible to foresee what may happen during travel, a insurance plan is a great value. Travel insurance can slash your losses in numerous situations.

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Feel Secure With Best Travel Insurance Coverage

Bajaj Allianz life insurance is a distinct corporate among the world giants such as Bajaj auto and Allianz group. Bajaj auto is the largest manufacturer of two-wheelers and three wheelers in the world and Allianz group is one of the top ranked insurance companies in the world. Bajaj Allianz insurance company has more than 800 offices around the whole world and about 4 million satisfied clients. Bajaj Allianz life insurance company provides an extensive variety of insurance plans and policies.

Bajaj Allianz insurance offers convenient payment schemes like debit cards, credit cards, cheques, or directly from their customers bank accounts. The friendly and patient agents of Bajaj Allianz life insurance helps in the specifications of insurance policies, quotes and terms that best suits each individuals needs.

Bajaj Allianz offers a wide variety of insurance in India. Travel companion, travel elite and student travel are the most important insurance plans under Bajaj Allianz. They are also providing other travel plans like corporate insurance, travel Asia and travel swadesh yatra. Let’s go in to some details of these plans.

Travel companion is a travel insurance policy which is a comprehensive package which provides complete medical and health cover to the international traveler. You can choose a suitable plan according to your requirements from the travel companion insurance plan which offers customized plans for individual, family and senior citizen of age, 61-70. This policy covers personal accident, medical expenses and repatriation, loss and delay of checked baggage, personal liability, loss of passport, cashless service, hospitalization expenses, hijack cover, emergency cash advance, trip delay, golfers hole-in-one etc.

Travel elite is a customized online travel insurance that provides the discerning traveler a good range of policies to choose from, where each policy will be customized to meet your specific requirements. One can choose the policy depending on whether they are a student, a businessman, senior citizen, corporate executive or one travelling with the family. There are plans for individual, family, and senior citizen of age, 61-70 and senior citizen of age, 71-75 in the travel elite insurance plan offered by Bajaj Allianz.

Student travel insurance plan is specially designed for students to make their travel risk free. This plan offers protection for a student’s as well as coverage for other essential needs like medical and hospitalization help. There are three plans which come under student travel. They are study companion plan, student elite plan and scholars guide and brilliant minds.

Corporate international travel is a comprehensive plan which provides complete medical and health cover to the international business traveler. This plan covers your business trips abroad. Bajaj Allianz offers customized plans for virtually every requirement of corporate employees travelling abroad. Companion, elite and age 61-70 plans come under the corporate insurance plan.

Travel Asia policy is a comprehensive plan which offers complete medical and health cover to the international traveler. You can choose from the travel companion and travel elite plan which come under the travel Asia policy.

Don’t worry. Bajaj Allianz also provides travel for the domestic traveler. Travel swadeshi yatra is an insurance plan that takes care of all your needs during domestic travel. This policy comes under 4 different plans which are customized to suit the various needs of a domestic traveler.

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Pracitcal Tips for Buying A Car

I had made up my mind to buy a particular car (make / model) with no bells and whistles. I checked the Edmunds website and they have what is called a “Price Promise” from dealers who agree to sell the car (make / model) you are interested in at a price as captured in the “Price Promise”. So, I reached out to two new car dealers saying I have an Edmunds “Price Promise” from your dealership. Will you sell it to me for exactly how much it is listed in Edmunds “Price Promise”? I also asked the dealers to give me the complete price breakdown.

Dealer #1

This dealer started giving me the run around and didn’t answer my questions. He started asking me questions like are you paying cash or are you financing? I am like, dude, I am asking for a price breakdown and you are talking about payment. So, I called Edmunds and complained that the dealer wasn’t giving me answers to the price information I had requested. The representative at Edmunds was so kind and helpful. He said he would talk to the dealership directly and escalate the issue with them. He did and the Manager from the dealership called me and wanted to work with me. I thanked the Edmunds representative for the help. However I didn’t proceed with this dealer because of the initial bad experience. Due to the inconvenience I had experienced, Edmunds gave me a $100.00 Amazon gift card.

Dealer #2

I asked the same question. Here is the Edmunds “Price Promise”. Can you give me the complete price breakdown for the car? This dealer gave me the complete price breakdown in an email, I have listed every single line item he provided that totaled up to the “Total Cash Price”.

MSRP
Discount
Sale Price
Total Financed Aftermarkets
Doc Fee
State and Local Taxes
Total License and fees
Total Cash Price
Here are the key take aways:

Make up your mind on exactly what make and model of car you want.

To avoid any misunderstanding, get a written email from the dealership that has the complete price breakdown.

Review the details thoroughly and see if there is room to negotiate.

Dealerships have a tendency to gouge you on “Doc Fees”. Here is a link where you can get an idea of how much it actually costs in each state and how much dealers charge on average. Some states regulate and set a limit and some don’t.

Some times the car dealers will say that the destination fee wasn’t included in the Edmunds “Price Promise”. If they want to charge you the destination fee, it must be listed in the price breakdown you receive via email. If it is not listed, great, don’t ask about it. They probably baked it into the total price already.

Do not visit dealership until you receive email with price breakdown, and have reviewed the information.

You have the upper hand when you are negotiating via email. The moment you step into the dealership, the dealer has the upper hand. You have now taken the time off work or your weekend to visit the dealership. They know that you don’t have time. So, it is better to negotiate when you have the upper hand. The goal of the dealer is to bring you into the dealership. If they can bring you in, then they have got your business.

Edmunds Price Promise is a great way to save money when purchasing a car. I saved $1200 using the Edmunds Price Promise.

If the dealer doesn’t honor Edmunds “Price Promise”, representatives from Edmunds are available to assist you. Leverage their expertise.

Decline all the after market offers – the $700 stain proofing the car interior, extended warranty etc. I don’t get any of these things. The only thing I would recommend is GAP Insurance if you are financing your car purchase.

Remember, the deal is off if the dealer changes the price once you show up at the dealership.

The second dealer I communicated with was honest, straightforward, and helpful. There was no nonsense. Guess who got my business – I will state the obvious – it was Dealer #2. Once I had done my homework, it was a breeze to stop by the dealership, finish the paperwork, pick up the car, and leave. I was happy and the dealer was happy.

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No Awkward Questions With Fast Cash Lenders

If you are facing financially difficult times, you may be tempted to go to a traditional financial institution, such as a bank. However, this is not always a positive experience. In most cases, you will have to answer a number of awkward questions.

The Embarrassment of Personal Questions

When you go to a bank or other traditional lender, they are going to want to know all the details about your financial life. This will include the source of your income. In some cases, they may actually require that you give them your employer’s contact information. This can be very invasive and embarrassing for you.

They Delve Into Your Financial Privacy

In some cases, you will also have to discuss every single detail of your financial history. This includes the loans and credit lines you have from other banks or institutions. They have the right to ask about any outstanding child support you owe, as well as financial judgements against you. However, even after they have acquired all of this information, the bank still has the right to deny your request for the loan because of a poor credit history and metrics.

While there may be a number of understandable personal issues, including a medical emergency or home repair needs, banks are only concerned with the facts and figures that are put on paper. The person situation is never even considered.

This can result in a loan being denied. You will also likely be embarrassed by all the invasive questions, which may make you hesitant to search for loans from other lenders.

The Benefit of Fast Cash Loans

If you are frustrated with the questions and process of regular banks, then you should consider the benefits offered by bad credit. These fast cash loans are available for virtually anyone who needs a bit of financial help. In most cases, these lenders will not even require a credit check. This means you can get the money you need for your financial situation, without having to answer the embarrassing questions that go along with a traditional loan.

Keep in mind, these loans are not right for everyone. It is essential that they are used responsibly. This means that you only take out the amount of money that you will be able to repay by the due date. This will ensure you do not become a victim of the fast cash loan trap.

When looking for a fast cash loan, you will quickly discover that there are a number of options out there. Finding the right one for your needs will require a bit of research. Researching what each of the lenders is offering can allow you to make the right decision with ease.

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Benefits of Credit Card Machines for Business

Other than credit card machines, technology has produced many notable effects, including the credit card machine. In the 21st century, people open themselves up to technology from the very center of their being. It has the added benefit of leading to an increase in the use of credit and debit cards. Additionally, the coronavirus’ arrival has also contributed to the increased use of contactless transactions. EMV cards are replacing magistrate premium cards. EMV chip cards give you the ability to make contactless payments. The merchants must have advanced payment terminals to accept such payments.

Credit and debit cards are used almost exclusively in today’s business world. To take your business to the next level, you must associate it with a credit card machine. The processing and payment services you need for online sales include a merchant processor that provides you with an online payment gateway. There will always be online modes that people will prefer to use, regardless of the volume of transactions. As a result, you have to use an advanced piece of equipment, such as a credit card machine, in tandem with your business.

Advantages:

Just because we’re living in the 21st century, it’s impossible to conceive of life without modern technology. A large number of businessmen prefer to stick to established business models. However, sometimes you have to alter your plans according to the current situation. This means that you need to be one step ahead of everyone else in the business. You will lose customers otherwise. An establishment that gets access to a credit card machine will enjoy countless benefits. Listed the benefits; so, don’t miss the following:

Obtain Legal Recognition for Your Company:

Accepting card payments using digital payment terminals is a legitimate business practice, so it should help your company a lot. The card brand name will be printed on the POS, and thus the customers will have no problem noticing it. This logo will be featured on the same online marketplace as well. The greater the number of customers from outside the country, the more money you’ll make.

Increase Your Profitability:

To accept various forms of payment, like credit cards, Google Pay, Apple Pay, and more, use a credit card machine at your business. Creating a positive impression on your customers is quite simple, but it also keeps your customers loyal. A credit card machine, thus granting flexibility in the ecosystem of online payment, provides customers with many payment options, thus allowing them to pay bills in various ways.

How to stay ahead of the competition:

Many businessmen have not yet fully embraced digital equipment, making small-business models in the early stages of transition. To accept online payments, your business equipment must be upgraded. If customers are no longer carrying cash, you can outpace your competitors. Research has shown that when customers use their cards to make a purchase, they spend more. Additionally, because you will make a substantial profit from accepting card payments, it’s highly recommended that you do so.

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Super Visa Insurance Monthly Pay North York

Note: SV is Super Visa

What is a Canadian Super Visa?

It is a Visa for parents or grandparents. It is a temporary resident permit that allows parents and grandparents to stay for up to 2 years in Canada per visit. Issued for parents and grandparents of citizens or permanent residents in Canada. It has validity for up to 10 years. A regular multiple-entry visa is also valid for up to 10 years, but only allows stays of up to 6 months per visit.

What is the processing time of a Super Visa?

The approximate processing time of a SV is short and takes almost 8 weeks. There are also specific requirements that one must meet before applying for a SV.

What Are The Mandatory Requirements To Apply for This Visa?

The govt of Canada has laid down some mandatory rules for parents and grandparents to apply for a SV. Those rules are,
1) Proof of their relationship with the child or grandchild who must be a Canadian citizen or a permanent resident.
2) A copy of the child’s or grandchild’s birth certificate.
3) A proof of medical examination document.
4) An official document naming the applicant as the parent.
5) A satisfactory evidence of a private medical insurance from a Canadian insurance company valid for one year from the date of entry.

Can The Parents Or Grandparents Work With A Super Visa?

No, the parents or grandparents are not permitted to work as their visa has the same restrictions as a visit visa holder.

What is a SV Insurance?

With the above information provided, now we know to whom a SV is issued and who apply for a SV. Not only the parents and grandparents require a SV, but also a medical insurance before entering Canada. The medical insurance should be no less than CAD $100,000 in coverage for health care, hospitalization and repatriation. This step is mandatory for the SV applicants.

SV applicants have to submit a proof of purchasing a medical insurance from a private insurance company.

There are a lot of medical insurance companies in Canada and North York has also got the best ones. People can go for SV insurance monthly pay North York. This facility of monthly pay gives a convenience of paying insurance charges monthly. This facility of monthly pay gives a convenience of paying insurance charges monthly.

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Setrega – A Global Analytical Regulatory Platform

Setrega is the Global Regulatory Analytical Platform which provides a comprehensive solution to the financial institutions for complying with one or more Regulatory Authorities. Through highly customizable and end-to-end automation, Setrega helps clients to configure Reporting Data, Reporting API, Connecting/Integrating Settings, Report Generation Requirements, Report Validation Requirements, Report Submission Mode and Feedback Management. As a Global Regulatory Analytical Platform, Setrega is designed to integrate with any financial services firms to receive regulatory data and process them to regulatory reports in specific formats with minimum customization effort.

Currently, all financial institutions are facing problems with dynamic changes in regulatory requirements, implementation risks associated with regulatory reporting and managing regulatory report error handling. All financial institutions are forced to adapt to these challenges and continuously seek for solutions which are cost-effective and accurate, with real-time feedback management. Sensiple’s Setrega fits into this emerging environment by supporting multiple Regulatory Authorities with an end-to-end automated solution.

Regulation Complied Preconfigured – ESMA – MIFIR/MiFID II, Monetary Authority of Singapore (MAS), Superintendencia Financiera de Colombia (SFC) etc.,
Significant benefits of the Global Regulatory Analytical Platform are,

Automation Capability

Financial Institutions gets the advantage of preparing and submitting regulatory reports without manual effort.

Comply with new Regulations without risk

Setrega provides flexible data source configuration, API mapping and reporting format changes with minimum customization in product level which ensures relief from regulatory and compliance risks for the financial institutions working in various regions.

Scalability

Depending on the Institutions type like Buy Side/ Sell Side/venues, Setrega is scalable in terms of increasing number of connections, the humongous volume of data, more number of reports and formats, increased number of submission modes and regulatory authorities.

Transparency

Handling a large volume of data gives challenges in managing data to auditing; Setrega makes it more accessible by allowing the clients to have full control over data by powerful data transparency method.

Dashboard

Setrega act as a one-stop shop for all regulatory reporting for financial institutions. A vastly informative dashboard in Setrega provides all historical, current and scheduled regulatory reports and its internal & external statuses in graphical and tabular representations.

Regional Coverage

Financial firms who run their business across the globe get benefited from Setrega as one solution solves all the regulatory and compliance needs. It is successfully verified with major regulatory frameworks like MiFID II and NFA (National Futures Association) and regulatory authorities like SEC and SFC.

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